Nepal Infrastructure Bank Reports NIFRA Third Quarter Profit Decline to Rs. 64.33 Million
19th April 2026, Kathmandu
Nepal Infrastructure Bank Limited (NIFRA) has released its unverified financial results for the third quarter of the current fiscal year. The report highlights a significant downturn in the bank’s bottom line compared to the corresponding period of the previous fiscal year.
NIFRA Third Quarter Profit Decline
According to the financial statement, NIFRA earned a net profit of Rs. 643.3 million during the first nine months of the current fiscal year. This represents a 28.53% decrease from the Rs. 900.7 million profit recorded during the same period last year.
Key Financial Indicators and Operating Performance
The decline in profitability is primarily attributed to a sharp contraction in net interest income and overall operating profits.
Net Interest Income: Dropped by 27.03% during the review period.
Operating Profit: Decreased by 28.42%.
Total Operating Income: Saw a decline of 26.20%.
Fee and Commission Income: In a rare positive highlight, this segment grew by 66.35%.
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Distributable Profit: Fell by 30.12%, settling at Rs. 537.7 million.
Impact on Shareholder Metrics
The slump in profits has directly impacted NIFRA’s earnings per share (EPS) and other market ratios.
| Metric | Current Value (Q3) | Change/Status |
| Earnings Per Share (EPS) | Rs. 3.97 | Decreased by Rs. 1.59 |
| Net Worth Per Share | Rs. 115.84 | As of Chaitra end |
| P/E Ratio | 67.44 times | – |
| Paid-up Capital | Rs. 21.60 Billion | – |
| Reserve Fund | Rs. 3.42 Billion | – |
Deposit and Lending Overview
Despite the profit crunch, the bank has maintained its core banking activities. As of the end of Chaitra, NIFRA reported:
Total Deposits: Rs. 7.80 Billion.
Total Credit/Lending: Rs. 28.54 Billion.
The bank’s performance reflects the broader economic challenges and the specific pressures within the infrastructure financing sector, where high cost of funds and fluctuating interest margins have squeezed margins for the nation’s only infrastructure-focused lender.
For more: NIFRA Third Quarter Profit Decline
