Nepal Investment Mega Bank eBanking: Guide to Online Services, Fees, Limits, and Security
5th October 2026, Kathmandu
Nepal Investment Mega Bank Limited provides a comprehensive eBanking platform, offering retail and corporate clients 24/7 online control over their accounts from anywhere in the world.
NIMB eBanking Guide
Designed to combine digital convenience with bank-grade security, the eBanking service enables online fund transfers, bill payments, account monitoring, and service requests without visiting a physical branch.
Key Features and Service Categories
The NIMB eBanking platform organizes its digital offerings into structured functional menus:
- Account Management: View real-time balance summaries, download detailed account statements, perform check status inquiries, inspect clearing instruments, and review lien or nominee details across operative, fixed deposit, and loan accounts.
Bill Payments and Merchant Utility Services:
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- Shopping Mall Model: Book airline tickets, purchase movie passes, settle ISP bills, process online shopping orders, pay food deliveries, and clear insurance premiums.
- Direct Bill Payments: Pay fees for schools, cable TV, internet service providers, Nepal Telecom (NTC), and Ncell, or purchase DishHome recharge PINs.
- Mobile Top-Up: Execute instant airtime top-ups for NTC and Ncell numbers.
- Fund Transfers: Perform instant self-account transfers, transfers to linked accounts, or third-party money transfers to any NIMB account nationwide, complete with historical transaction logs.
- Prepaid Recharge PINs: Purchase prepaid recharge PINs for Nepal Telecom GSM and CDMA lines directly through the interface.
- Mail and Communication Hub: Send and receive encrypted internal communications with bank relationship managers (RMs) and customer support representatives.
- Account Customization: Manage personal security profile details, change login and transaction passwords, and set up frequent payees.
eBanking Transaction Limits
NIMB enforces structured limits to safeguard account balances during online transfers and utility bill settlements.
- Maximum Per Transaction Limit: NPR 2,000,000
- Maximum Daily Limit: NPR 2,000,000
- Maximum Monthly Limit: NPR 3,000,000
Service Fees and OTP Security
NIMB eBanking incorporates Two-Factor Authentication (2FA) via the NIMB One-Time Password (OTP) system to verify financial transactions.
- OTP Service Annual Fee: NPR 200 per year
Security Best Practices for Account Holders
To protect online accounts against identity theft, phishing attacks, and unauthorized access, customers should follow these security measures:
- Maintain Password Confidentiality: Never share your login or transaction passwords with anyone, including family members or bank staff. NIMB staff will never ask for your password.
- Verify Web Addresses: Always navigate directly to the official NIMB portal by typing the URL into your browser address bar. Never log in via email links or third-party search redirects.
- Session Management: Never leave your computer unattended during an active eBanking session. Always log off explicitly using the logout button rather than closing the browser window.
- Secure Device Settings: Avoid accessing eBanking from shared or public computers, such as cyber cafes. Disable browser auto-complete functions for login credentials to prevent automatic credential fills.
- Vigilance Against Phishing Emails: NIMB does not send emails asking for sensitive information, card numbers, PINs, or password updates. Treat all unsolicited security requests with suspicion.
If you suspect your credentials have been compromised or observe unusual account activity, contact NIMB immediately or write to [email protected].
For More: NIMB eBanking Guide
