Suryajyoti Life E-Karja Digital Card: Nepal Online Insurance Loan & Discount
9th April 2025, Kathmandu
Suryajyoti Life Insurance has introduced two new services: E-Karja and the Suryajyoti Cares Digital Card. These services are designed to enhance convenience for policyholders and agents.
Suryajyoti Life E-Karja Digital Card
Prakash Vikram Khatri, the CEO of the company, announced the launch, emphasizing their commitment to modernizing services using the latest technology.
E-Karja: A Convenient Digital Loan Service
Suryajyoti Life has always prioritized innovation. The company now offers the E-Karja service, which allows policyholders to apply for loans online, based on the cash value of their insurance policies. After three years of coverage and the payment of premiums for this period, policyholders are eligible for loans.
The loan amount can be as high as 90% of the accumulated cash value. Policyholders can apply for loans at any time and from anywhere through the online platform. Once approved, the loan is disbursed instantly to the Khalti wallet, making the entire process smooth and efficient. However, at this stage, the maximum loan available is NPR 50,000.
The E-Karja service simplifies the loan application process. It eliminates the need for physical paperwork and in-person visits to the company, offering a fast and efficient way to meet urgent financial needs.
Suryajyoti Cares Digital Card: Added Benefits for Policyholders and Agents
Along with the E-Karja service, Suryajyoti Life has launched the Suryajyoti Cares Digital Card. This card provides exclusive discounts and offers to policyholders and agents. They can access the card via the Suryajyoti mobile app once they meet the eligibility requirements.
With the digital card, users can enjoy benefits from a range of service providers, including hospitals, health clinics, educational institutions, hotels, and department stores. These discounts aim to make services more affordable for policyholders and agents, adding extra value to their experience.
Support and Recognition from the Insurance Authority
Industry leaders have praised the launch of these digital services. Sushildev Suvedi, the Executive Director of the Insurance Authority, recognized Suryajyoti Life for its innovation. He stated that the Insurance Authority supports advancements like these, as they drive the growth and development of the sector.
In addition, Sharad Ojha, the Chairman of the Insurance Authority, commended the company’s digital services. He emphasized that the E-Karja system is an excellent way to give policyholders immediate access to loans. This makes life insurance more accessible and convenient.
CEO’s Commitment to Innovation
Keshab Prasad Bhattarai, the Chairman of Suryajyoti Life, expressed pride in the company’s initiatives. He said that the company is committed to introducing more innovative services to benefit policyholders.
CEO Prakash Vikram Khatri also spoke about the company’s ongoing efforts to incorporate advanced technology into its services. He reassured customers that the company would continue to focus on providing timely claim settlements. This focus on customer satisfaction and ease of service remains a top priority for Suryajyoti Life.
These new offerings demonstrate Suryajyoti Life’s ongoing efforts to make life insurance services more accessible, efficient, and customer-friendly. With E-Karja and the Suryajyoti Cares Digital Card, the company aims to set new standards in the insurance industry in Nepal. The company’s drive for digital innovation will continue to improve the overall customer experience.
For more: Suryajyoti Life E-Karja Digital Card
