Laxmi Sunrise Bank Limited Fourth Quarter Financial Report Fiscal Year 2082/83 Overview
17th August 2026, Kathmandu
Laxmi Sunrise Bank Limited earned a net profit of 3.12 billion rupees by the end of fiscal year 2082/83.
Laxmi Sunrise Financial Report
Although net profit declined by 23.26 percent from 4.06 billion rupees in the previous fiscal year, the bank recorded encouraging improvements in its primary sources of income.
Growth in Interest and Non Interest Income
During the review period, the net interest income of the bank increased by 6.79 percent to reach 11.59 billion rupees.
Similarly, income from commissions and fees increased by 12.38 percent to stand at 2.46 billion rupees.
The positive trajectory in both interest and non-interest income highlights that the business expansion and overall revenue base of the bank are strengthening despite market challenges.
Key Financial Ratios and Shareholder Metrics
The earnings per share EPS of Laxmi Sunrise Bank Limited stood at 11.64 rupees.
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The net worth per share was recorded at 177.02 rupees, while the return on equity ROE reached 6.72 percent.
The price-to-earnings PE ratio of the bank stood at 18.48 times at the close of the fiscal year.
Capital Stability and Operational Indicators
The bank maintained a balanced financial stability position throughout the review period:
- Capital Adequacy Ratio: 12.03 percent
- Liquidity Ratio: 30.32 percent
- Credit to Deposit CD Ratio: 74.77 percent
- Cost of Funds: 3.28 percent
- Base Rate: 5.05 percent
- Spread Rate: 3.22 percent
- Non-Performing Loan NPL Ratio: 5.23 percent
Capital Reserves and Dividend Capacity
Laxmi Sunrise Bank Limited maintains a total paid up capital of 26.78 billion rupees.
By the end of the review period, the bank had accumulated 1.96 billion rupees in retained earnings alongside 19.25 billion rupees in reserve funds.
The bank allocated 1.82 billion rupees as distributable profit for the fiscal year. Based on this distributable amount, the dividend paying capacity of the bank stands at 6.79 percent.
For More: Laxmi Sunrise Financial Report
