Machhapuchchhre Bank Launches Bill Jitaun Feature on MBL M Smart AppMachhapuchchhre Bank Launches Bill Jitaun Feature on MBL M Smart App

7th August 2026, Kathmandu

Machhapuchchhre Bank Limited has officially launched a new dedicated digital feature titled Bill Jitaun on its MBL M Smart mobile banking application.

MBL Launches Bill Jitaun Feature

This innovative financial solution is designed to make it effortless for customers across Nepal to participate in the nationwide Taxpayer Incentive Reward Program conducted by the Inland Revenue Department.

The strategic initiative aligns directly with the economic policies and financial goals established in the Government of Nepal Budget for the Fiscal Year 2026/27.

Through this framework, the Ministry of Finance and the Inland Revenue Department seek to accelerate digital payment adoption, cultivate a transparent billing culture, and enhance voluntary tax compliance across urban and rural markets nationwide.

Automated Registration for Digital QR Transactions

The newly integrated Bill Jitaun feature eliminates administrative hurdles for mobile banking users making everyday purchases across the country.

Under this seamless digital system, customers who purchase goods or services valued at more than one hundred Nepali Rupees for personal use and complete their payments by scanning merchant QR codes via the MBL M Smart app receive automatic enrollment in the government reward program.

The integrated banking infrastructure automatically routes and registers qualifying digital transaction records directly with the central reward management system operated by the Inland Revenue Department.

Consequently, retail customers are not required to complete separate online registration forms, navigate complex submission web portals, or manually upload individual purchase receipt details to ensure their participation in the periodic cash reward draws.

Comprehensive In App Monitoring and Tracking Features

To provide complete operational transparency and convenience for its users, Machhapuchchhre Bank has incorporated a dedicated Bill Jitaun dashboard directly within the MBL M Smart mobile application interface.

Mobile banking customers can log into their accounts and access the Bill Jitaun menu option to utilize several key tracking features designed to enhance their overall banking experience.

Through this centralized dashboard, users can view the cumulative number of eligible transaction coupons registered under their official profile.

In addition, customers can examine detailed historical transaction logs to verify individual purchase entries, check specific payment dates, and confirm whether any of their registered transactions have been selected for daily or fortnightly cash prizes announced by the tax authorities.

Inland Revenue Department Reward Scheme Structure

The Taxpayer Incentive Reward Program operated by the Inland Revenue Department features substantial financial incentives to motivate consumers to demand official bills and adopt digital payment methods.

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Under the operational procedures governing the national reward scheme, an automated system selects one winning consumer every single day through a randomized lucky draw to receive a daily cash prize of one hundred thousand Nepali Rupees, subject to applicable windfall gain tax deductions under national tax laws.

In addition to the daily awards, the department conducts a grand bumper draw every fifteen days, selecting one primary winner from the entire pool of eligible national transactions completed during that timeframe to receive a major bumper cash prize of one million Nepali Rupees.

Consumer Guidelines and Key Verification Requirements

To help customers maximize their participation benefits and ensure smooth verification in the event of a prize win, Machhapuchchhre Bank has issued important recommendations for its nationwide customer base.

The financial institution encourages all consumers to adopt digital payment methods for personal retail purchases exceeding one hundred Nepali Rupees whenever possible.

Bank leadership emphasizes that customers should always request an official Permanent Account Number or Value Added Tax invoice from merchants during every purchase transaction.

Retaining original purchase invoices securely is crucial, as physical or verified electronic bill copies are strictly mandatory for identity verification and prize claim processing at designated tax offices.

Customers are also advised to check the Bill Jitaun menu within the MBL M Smart application regularly to track their eligible entries and verify draw results.

Strategic Commitment to Digital Economy and Compliance

Machhapuchchhre Bank reaffirmed its broader corporate commitment to expanding safe, convenient, and customer focused digital banking solutions across Nepal.

By embedding national tax incentive functionality directly into its core mobile banking application, the bank continues to support the overarching goal of building a transparent, cashless, and tax compliant economy.

The institution remains dedicated to working alongside regulatory authorities and government bodies to raise tax awareness, reduce unrecorded cash transactions, and deliver innovative financial tools that empower consumers in their daily commercial activities.

Public Private Collaboration and Future Economic Impact

The implementation of the Bill Jitaun initiative also serves as a model for public private collaboration between financial institutions and tax enforcement agencies in Nepal.

By lowering technical barriers to entry and automating transaction registration, the partnership transforms everyday consumer choices into active contributions toward nation building.

As digital payment adoption continues to expand across urban and rural commercial centers, automated participation mechanisms will play an increasingly vital role in ensuring that public financial policies achieve widespread community reach and lasting economic impact.

For More: MBL Launches Bill Jitaun Feature